We hear a lot about companies and the testimonies that their clients provide as a result of their products and services. Well, before we ever received a testimony from any of our clients, we ourselves first had to have a testimony. It is as a result of our own test and trials, and the Wisdom of God revealed to us that we have been equipped to help others in the areas of debt, credit and money management.

Prior to getting married and starting Trinity Debt Management Services, we both had major tests that we had to endure, which through a series of events we met and were married, that allowed us to see the completion of that test, enabling us to pass. We know just from the word "test" that there is a beginning and an end, and the end result is "pass" or "fail". If you pass, you have something to share with those who are yet to take that test or go through that testing, so that they can be prepared to pass it also. We are all here to help others. If we "fail" the test, we have to take it again, until we pass it. This is how life is. It is a series of tests and challenges. If we are well prepared, we will pass the tests and grow, as they come. But if we are not, we will fail them, until we get smart enough (come to that place where we are willing to hear and receive) to prepare ourselves to pass them.

We [humankind] have been given a manual of life, the Bible [God’s Will and Testament] so that by receiving it, studying it, and applying the principles [by enforcing the rights and privileges granted to us] and to grow in wisdom, knowledge and understanding so that we would be prepared for the tests and trials of life [successfully overcoming them] so that we would experience the success and prosperity [the well being and provision] God provided for those who would believe and receive.

In addition, God provided us the Gift of His Holy Spirit to help us, to teach us, to counsel and comfort us through the process making us one with Him, enabling and empowering us to share in and enjoy all the blessings and benefits of life and in fellowship [friendship/sonship] with Him. He has given us all things by the power of His Word, Jesus Christ, and has chosen to reveal them to us by His Spirit. He is His Word and His Spirit, carrying out His Will in the earth through the power of His Word and His Spirit, which when received by man, we become the embodiment, the vessel, the temple in which God has chosen to live in, move through in the earth to accomplish His plan and purposes: that we might have life and have it more abundantly through Christ.

For this reason we share our testimony. It is to proclaim and declare the Good News that God not only exists, but that He saves [which means He heals, delivers, restores, sets free from every form of bondage, every yoke, and band, He liberates us to be all He purposed us to be and to do, creating and designing our lives by the power of His Word [which is Spirit (Life), health, medication to all our flesh, strength to our bones]. That Word produces life in our lives and that life more abundant, blessed with His Wisdom [revelation knowledge and understanding, discernment, good judgment and common sense] that by walking [living in obedience] according to His Word [the commands (the teachings, the instructions, the directions) of God], we are empowered to prosper, whereby the blessings and benefits of this salvation are automatically added to us, which He has so graciously given to all who will believe and receive it. The blessings will seek us out and overtake us, as we purse His Presence [His Will, His Word, and His face—not just his hand]. Not everyone has believed, but to them who "WILL" believe, those who are willing to "hear", "listen to", "understand" and "hearken to" (who will do [obey] what He says) will inherit [be given] all the precious promises of a blessed life NOW, and in the life to come, eternal life. For our God and Father is faithful who has promised to do it.

We publish this Good News because we have seen and experienced His goodness, His grace, His mercy, and His faithfulness to His Word. We have been commissioned to tell all nations [all people]. We have taken Him at His Word, acted upon it [to prove it], and He has been faithful to confirm His Word, His promises with signs following. Plainly speaking, He did what He promised and even more than we thought. Therefore, we are telling everyone about the amazing things He does and is doing, and will do for them who will believe, receive (hearing, listening to, understanding, and doing what He has instructs). An everyday application of the spiritual principles to daily problems and challenges, rather than just a Saturday or Sunday application; but walking in the knowledge of His revealed will, supernaturally (by God’s power, His Spirit) accomplishing all His purposes in the earth.

We say all this to say, that it is God who "works in us and through us" to do both "will" and "to do" His Will and good pleasure. It will also be God who works in you in order to accomplish the goals and purposes of your heart, one of which is Debt Freedom and Creditworthiness.

We are called to "teach them to observe all things that He has commanded…" (Matthew 28:19-20) For the promise is for those who will: hear, and willing to listen and understand what the Spirit is saying to the churches, who will be obedient to the end. These are the victorious ones. The ones who will receive the blessing and benefits of God’s Promises, doing things His way, according to the principles of His Word.

God has given everyone one gifts, talents [skills], and abilities. He gives us His wisdom, knowledge and understanding, but if we do not receive all He has given to us [through His Word] we will not be equipped to pass the tests and will continue having to take the tests. We encourage you to prepare yourself so that you will not have to continue taking this test of financial stewardship in life.

Our Debt/Credit Educational Program Biblical Principles Workbook provides you the opportunity to prepare for and to pass the tests life has to offer. If you have not become acquainted with the Will of God for your life and are going through the test or are acquainted with God and are reading this, you are going through the test or know someone who is, and we encourage you to prepare yourself to pass. If you were to select any program and even complete the course, but did not prepare for the test, you will fail. What we mean is that you can pay for and complete our program, but if you never become acquainted with God and what His Will and purposes are for your life, your money, your family, your gifts and talents, and your relationships, you will not pass the test. But if you do, you will have something to share with someone else—Your Testimony! You will be able to share what God did for you in your particular situation and circumstances, and that His promises are true for those who will apply them to their lives. There is no testimony, without the test and the passing of that test!

The principles set forth in our Biblical Principals Workbook are God’s Word [His commands, teachings, instructions and direction for man for every situation and circumstance in life], based on His all knowing Wisdom, knowledge, understanding, good judgment, and common sense. God’s will, His Word is very practical in its application and the principles are based upon the laws of life. In addition, His Word which is truth when applied can override any natural law or fact and produce the promised results, that which we are blessed to experience and enjoy—the manifestation is something that is supernaturally accomplished. It is God’s super on our natural, and becomes supernatural!

As you choose to receive the Lord and His promises of a blessed and abundant life, believing in and trust in Him, His Word [your expectation being that He will put His super on your natural], He will help you to be prepared and pass the tests of life, no matter what they may be! He has and is the answer for all life’s challenges and tests! No matter the weapons—We Win! For no one and nothing can curse what and whom God has blessed! (Numbers 22:12)

We share with you, as we have the many of hundreds before you, that there is "Life After Debt", because we have and continue to experience the blessings of applying the principles set forth in God’s Word, the same principles included in our Biblical Principles Workbook.

It is because of God’s great grace, His unmerited favor and blessings, His mercy and kindness that we are able to receive by faith all He provided and promised. But it is up to us to open up our Will and Testament [the Bible], to find out all He provided and we have inherited!

The inheritance is for anyone and everyone who will believe and receive!

Founders and Servants of the Lord