INCREASE CREDIT SCORE PROGRAM
Do you hope to increase your credit scores in an ethical and legal manner, without credit repair and peace of mind? We have designed a program to help assist Clients to do just that. This program will increase your credit scores as high as possible, and as soon as possible, without credit repair or restoration. Our questionnaire will provide an estimate how high your personal scores can be raised. We have (1) program: Our 15 day Program. Note: Debt counseling is not available through the service.
This program will help you to qualify for home purchase, refinancing, and to position you for "the best for less," as quickly as possible; providing peace of mind!
Higher Scores = Lower Rates = More Financing Options.
Are you currently paying higher interest rates than you should be? Are you embarassed by being turned down for home loans, auto loans, department store cards, gas cards, or anything for that matter?
Imagine for a moment how peaceful your life would be higher credit scores...You could get the new home you want and can afford, buy a new car, take your family on a vacation, get approved for credit (home, auto) and Corproate Lines of Credit. We can assist you through a smooth transition in obtaining your home loan or refinancing.
"15 Business Day Increase Credit Score Program"
15 Day Increase Credit Score Guidelines
1) We must have an individual credit report.
2) We must have their contact information. We cannot
communicate through the referee.
3) Must have more positive accounts than negative on your credit
report.
4) The client may be required to have disposable cash available.
5) Do not print, request, or hire anyone else during this event.
6) We will complete a questionnaire survey to determine your 
score increase potential.
7) The client will then have an option to accept the results or
decline
it. If the client accepts, they will be required to sign a

“Disclaimer Agreement.”
8) Pay the required fee for service.
9) Last, do not pull any additional reports to check scores until
notified by TDMS.
- For analysis to see how high your scores can be raised, click here.
DEBT REDUCTION, DEBT & CREDIT MANAGEMENT EDUCATION
This program is designed to assist the Client's with various debt & credit issues to become debt free and creditworthy, as quickly as possible. Providing individuals with the necessary debt, credit, and money management information & strategies needful in today's society to make wise financial decisions. These Programs are uniquely designed based on individual circumstances. We will show you how to become free from your debt obligations years sooner, save thousands of dollars in interest, change your spending habits, improve your financial well-being dramatically just by making better decisions about the money you earn and the debt you accumulate, which protects and increases your credit standing. Counseling of your existing debt obligations is included only in the program.
TDMS provides "FREE" Credit Restoration Services for Clients who need it, who enroll and complete any of our Debt & Credit Management Program guidelines.
FINANCIAL STRATEGIES
Proven financial strategies will show you how to reduce your expenses and tax liability (saving 50-80%), increase your income, and position you to become debt free and credit worthy.
ESTABLISH CREDIT PROGRAM
This program is designed specifically for those who have low scores for credit approval, or no credit at all.
· Tips on increasing score.
· Assistance in receiving credit approval from major
companies.
· Mistakes people make when applying.
· Financial Strategies Course, to control minimal debt ratio.
· Will show you how to eliminate the debt in full, in 120 days after credit is established.
*Each case is different. Individual results may vary.
DEBT ELIMINATION PROGRAMS
Our Debt Elimination Program was designed to assist our client's to help manage and eliminate their oustanding negative (unsecured) debt. Long term debt obligation is also reduced from an average of paying 30 years to the creditor to approximately 24 to 36 months and our Settlement Program is designed for those who have cash reserves, to assist them in settling their delinquent debts immediately. You will save 50%-70% on debt negotiations (pennies to the dollar). This program addresses only debt and not credit. We recommend this program in conjunction with the Debt Management/Credit Management Program.
DEBT TERMINATOR PLAN
We will provide you a printed plan to terminate all your debts years sooner, freeing up your finances for investments and retirement.
How would you like to pay off our mortgage in less than 6 years? We were able to show a client to do just that.
Example: A Client who makes $60,000 annual income household with $151,639 in total debt, including their mortgage, could be completely debt free, owning their home, two cars, and everything else in their lives in just 5 years 11 months, rather than 15 years, 11 months. Now this client can take the funds they were using to pay their debts to begin to save for their retirement and investments. They have will have in investments in 23 years $3,725,635.00 at age 65 years, in just interest [not including Appreciation of Shares and Capital Gains].
If they waited to terminate their debts and invest, they would have only have 7 years to invest having $359,340.00.
The Difference of 7 Years investing = $3,366,295.00. Money they could have if they only decided to terminate their debts rather than paying according to their Current Schedule.
The sooner you become debt free the harder your money can work for you!
A More Aggressive Approach To Terminate Your Debt
Example:
Client has $25,000 in total credit card debt.
If he consolidated the debt with a monthly payment of $400.00
His payoff period would be 8 years & 4 months.
That's $7,232.74 in interest paid.
Now look at the aggressive approach
We can show that same client how to save $500.
And accumulate over $59,000.
Paying off the entire $25,000 credit card debt in 10 months.
Saving him an additional 7 years & 6 months.
FRAUD/IDENTITY THEFT SERVICES
We will verify information illegally used without authorization to obtain credit. Upon verification, all unauthorized information will be removed from Credit Profile and Fraud Alert will be inserted into your file. Conduct Identity Theft Program.
HOME BUYER PROGRAM
LOAN SERVICES
REFINANCING
If you are looking to qualify for homeownership or refinancing, we would be honored to assist you in obtaining loan approval while we are in the process of assisting you with your debt & credit needs, if you do not already have a loan officer who has referred you to our program services. We will seek to provide the very best loan package possible. The program includes credit check, loan services, pre-qualification, and property search through an ethical and reliable Realtor, all in one package (California Residents). Assisting families for refinancing & homeownership in all states except New York).
For Loan Officers who have Clients in need of our services, we have a "Code of Honor" that once your Client has completed our program, they will be referred back to you to qualify for your program services. For More information on establishing a Networking Relationship, click here.
CORPORATE CREDIT BUILDER PROGRAM
Add 5 corporate trade accounts to your corporation and build your paydex score to 80. If you are a business owner and need to incorporate. We can help incorporate you; saving you thousands of dollars in fees and in taxes.
ASSET PROTECTION & SEASONED CORPORATIONS
Frivolous lawsuits are filed everyday. One could strike you anywhere at anytime.
Business owners, Medical Professionals, Officer of a Corporation, Real Estate Owners [home owners], or Owners of other assets: If you have any assets you need asset protection!
Don't leave yourself unprotected, risking your family's financial future. When it comes to asset protection, there are no cookie-cutter solutions. We help people on an individual, case-by-case basis. Whether you are protection real estate, business assets, securities, or cash, we can analyze your situation and recommend a plan to help you become financially protected. Click here to see if you need asset protection. Dont leave your family to chance!
LIFE INSURANCE
Looking for the right amount of Family/Asset Protection? Protect your family from financial devastation. Looking to reduce your life insurance costs? Eliminate unnecessary options that cost? Let us help you!
720 PROGRAM
Increase your personal credit scores through sound financial strategies in an effort impact your scores over 720+ in 60 to 90 days.
FIRE WALL PROGRAM
Become 100% Debt Collector proof. This is a 30 day process, to position your personal, and financial assets towards rock solid protection against seizure or against a frivilious lawsuit.
CORPORATE LINE OF CREDIT
Personal and Corporate Financing opportunities for business start-ups, or business expansion.
Personal Funding Range: $15K - $150K
Corporate Funding Range: $200K - $500K
Mega Funding Range: $2M - $10M