What if I have been working on my credit profile and have paid on the Collections and Charge-offs, but they still remain?

Answer: These items will remain reporting for the period of time allowed by law. Since you paid them before investigating your rights, you have denied yourself of any rights you may have had because you paid them before utilizing strategies that could have very caused them to be removed before you paid it.

Note: This does not mean you are not legally obligated or responsible to the debt, A debt is always a debt until it is paid. It just means you could have legally disputed the account, possibly have it deleted, and it would no longer report on your credit profile. Find out Vital Mistakes that are made everyday when someone who is not knowledgeable in restoration credit legally and ethically.

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